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Introducing Massachusetts Real Estate Website Resources
December 16th, 2009 7:38 PM

Introducing 5 Massachusetts Realty Websites 

  • Quincy MA Homes for Sale: Quincy Massachusetts Real Estate, Quincy Massachusetts Homes for Sale. Search for Houses, Condos, Condominiums, Multi Families and Townhouses for sale in Quincy Massachusetts. Search by MBTA and other advanced criteria
  • Newton MA Real Estate: Newton Massachusetts Real Estate, Newton Massachusetts Homes for Sale. Search for Houses, Condos, Condominiums, Multi Families and Townhouses for sale in Newton Massachusetts. Search by MBTA and other advanced criteria
  • Worcester MA Real Estate: Worcester Massachusetts Real Estate, Worchester Massachusetts Homes for Sale. Search for Houses, Condos, Condominiums, Multi Families and Townhouses for sale in Worchester Massachusetts. Search by MBTA and other advanced criteria
  • Lowell MA Homes for Sale: Lowell Massachusetts Real Estate, Lowell  Massachusetts Homes for Sale. Search for Houses, Condos, Condominiums, Multi Families and Townhouses for sale in Lowell  Massachusetts. Search by MBTA and other advanced criteria
  • Quincy MA Real Estate: Quincy Massachusetts Real Estate, Quincy  Massachusetts Homes for Sale. Search for Houses, Condos, Condominiums, Multi Families and Townhouses for sale in Quincy  Massachusetts. Search by MBTA and other advanced criteria
    • Posted by Real Estate - Associates on December 16th, 2009 7:38 PMPost a Comment (0)

    Florida Short Sales - Walk Away From your Mortgage Calculator
    December 16th, 2009 11:21 PM

    Walk Away From your Mortgage Calculator

    IS IT IN MY ECONOMIC INTEREST TO WALK AWAY?   
    You decide.  This calculator is just a tool to help.  Numerous variables are involved but the biggest is probably your assessment of the future of housing pricing.  No one can predict future prices, but the conventional wisdoms says that it is probably not realistic to believe that housing prices will increase by more than 4%-8% per year on average.

    WHAT WILL HAPPEN IF I WALK AWAY?
    It depends on the particulars of your situation.  In many states, including California, in many circumstances the “bank” has no legal or practical recourse against homeowners who stop paying their mortgages except to take their homes through foreclosure and put derogatory entries in their credit reports. 

    LOAN MODIFICATION? 
    The more it is in your economic interest to walk away, the more the bank should be willing to make a deal with you to get you to stay and pay.  The banks will try to base modification negotiations on what you can afford as opposed to what you should afford. 

    SHORT SALE?  A short sale in Florida offers homeowners a way to avoid foreclosure and help save their credit.  We have a team of licensed Orlando Realtors and loss mitigation experts who specialize in pre-foreclosures and the short sale of all types of property.

    Walk Away From your Mortgage Calculator

    Source: PayOrGO.com

    Stop Foreclosure & Save Your Credit

    Orlando Short Sale - Loan Modification image

    Posted by Real Estate - Associates on December 16th, 2009 11:21 PMPost a Comment (1)

    Foreign Nationals none US Citizens - Purchase & Remortgages are now Available
    December 9th, 2009 2:57 PM

    Mortgage Financing Returns! 

    After almost 18 months since a viable product has been made available we finally offer a product for foreigners! Purchase and remortgages up to 70% with minimal documentation required. Rates start at 6.5% and have no redemption penalties at all! Please e-mail us for more details soon as we do not know how long this product will be around.

    Orlando Investment Property  -  Orlando Vacation Homes for Sale

    Posted by Real Estate - Associates on December 9th, 2009 2:57 PMPost a Comment (0)

    Keep Your Florida Home Clean the Green Way
    December 3rd, 2009 8:55 PM

    Lots of people think about ways to save the environment in a physical manner such as changing light bulbs from incandescent to florescent and recycling, but many drop the ball when it comes to cleaning their Florida home. Keeping your home clean in a way that is healthy to you, your family, and the environment just takes a little extra thought and soon becomes second nature.

     
    Danger, Danger
    Get rid of any products under your sink, in your bathroom, or your cleaning closet that have danger cautions. If they are bad for you, they are probably bad for the environment too, and why have such hazardous materials in your Florida home?


    Labels that have cautions such as poison, hazard, and danger on them are not only bad to have around small children, the toxins leak into the air when you use them causing health problems for your family. They also leech into the environment when you use them and are hazardous for the environment.

     
    Re-usable and Natural
    Buy mop heads and sponges made from natural materials that are bio-degradable and replenishable. Check for recycled materials labels on paper towels, toilet paper, and other disposable objects so that you know those products are making the best use of production materials.


    Conserve
    Use as little water as possible when doing dishes by turning off the faucet while you are washing and only using running water when you are ready to rinse. Don't just think about conservation when cleaning your home. Turn off the faucet while you are brushing your teeth as well for extra savings. Remove your shoes or put a rug by the entry doors of your home to help cut down the need to wash floors.

     
    Bring in the Green
    Bring nature into your Florida home in the form of hanging and potted plants. Plants clean the air around you and take in harmful carbon dioxide in the air.

     
    Want top buy a clean, green home? Let us help. Contact us today at 407-876-5771.

    Posted by Real Estate - Associates on December 3rd, 2009 8:55 PMPost a Comment (0)

    Christmas Comes Early for Florida Homes and Buyers
    December 3rd, 2009 8:50 PM
    Have you heard of the first-time homebuyer’s tax credit extension? Last month, President Obama signed the extension to help first-time homebuyers (who didn’t get their sales in by November 30th) buy a house that meets their needs. What about those who already own Florida homes, are doing well and want a larger home?

    To those who already own a home, Merry Christmas! The Workers, Homeownership and Business Assistance Act of 2009 didn’t just come with an extension; it came with improvements. Those in governmental positions of authority reasoned that if someone wanted to get a bigger home, they should get some kind of help too, thus further helping the overall real estate market.

    If you own a home, you can now receive up to $6,500 in tax credits for buying one of the Florida homes for sale. The actual wording is “$6,500 or 10%.” Here are a few of the important points you need to know:

    • Income Qualifications – Your modified adjusted gross income (MAGI) as a single taxpayer must be less than $125,000 ($225,000 if you file jointly). Partial credit may be received by those with a MAGI of less than $145,000 (single) and $245,000 (jointly).

    • Home Ownership Qualifications – You must have lived in the home you own for five consecutive years out of the past eight to qualify. You do not, however, have to currently own the home you’re using to qualify. The key terms are “five consecutive years” and “in the past eight years.” If you lived in your home for five years straight, but sold it two years ago, you are still eligible for the tax credit. If you’re filing jointly with a spouse, both you and the spouse have to qualify.

    • Cost Qualifications – The cost of the home doesn’t have to be more than the home you already own, but it does have to cost less than $800,000. As a side note, the government has put a definitive cap on the housing costs. If the home you’re looking at is a solid, non-negotiable $801,000, it isn’t eligible for the credit.

    • Purchase Date – The final date for the purchases to be secured is April 30, 2010. The actual closing date must be finalized before June 30, 2010.

    Most couples move into a home thinking they will “eventually” get a bigger home once they have a family. Then the family comes along, the house is full and they can’t buy a larger home due to financial issues. The tax credit is a perfect opportunity for families to find Florida homes that fit their expansion needs. Take a chance and look around; your dream home may be only a city block and $6,500 away!

    If you’re looking to expand and take advantage of the tax credit, we can help. Call us at 407-876-5771 for more information.
    Posted by Real Estate - Associates on December 3rd, 2009 8:50 PMPost a Comment (0)
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    Florida Short Sale Center & Orlando Short Sale Center: offer homeowners a way to avoid foreclosure with a short sale and help save their credit.  We have a team of licensed Realtors and loss miitigation experts accross the entire state of florida who specialize in pre-foreclosures and the short sale of all types of property.

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